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Credit, Debt & Rewards Cards YouTubers

11 creators, scored by Marble and ready to shortlist.

Browse 11 vetted credit, debt & rewards cards creators — 3.3M combined followers and a 2.6% average engagement rate. Every profile is scored by Marble on reach, engagement, and audience quality, so you can shortlist faster.

Creators
11
Combined reach
3.3M
Avg engagement
2.6%
Avg Marble Score
68/100
The State of Personal Finance YouTube 202672 US channels, 3.6K videos: who pays money creators (68% of deals come from outside banking, investing and money apps), which niches few brands book, and what a deal video delivers.

Top credit, debt & rewards cards creators

1
The RD Guarantee
76SCORE

The RD Guarantee

Credit, Debt & Rewards Cards · 36K · 22.7K median views

Views
Top 10%
Reach
Top 1%
Engagement
Top 90%
26× niche median
Daniel Braun
75SCORE

Daniel Braun

Credit, Debt & Rewards Cards · 251K · 89.8K median views

Views
Top 1%
Reach
Top 10%
Engagement
Top 90%
3
Spencer Johnson
73SCORE

Spencer Johnson

Credit, Debt & Rewards Cards · 55.1K · 14K median views

Views
Top 50%
Reach
Top 20%
Engagement
Top 70%

11 credit, debt & rewards cards creators

Rank 4
Mark Reese

@markreese · 95.1K subscribers · $500–$1K / integration

Mark Reese is a credit card and rewards creator who has been involved in the credit card industry since 2013 and mixes card reviews with personal finance tips. Recent videos cover Amex Platinum and Amex Gold changes, Chase updates, Capital One and Discover it, the Robinhood Gold Card, business credit cards, Priority Pass devaluations and hotel cards from Hilton and Wyndham. He also compares cards head to head and reviews budgeting and net worth apps.

Worked withAiraloPestieAway
11 uploads in the last 90 days0% Shorts
Mark Reese — recent post 166.1KBEST
Mark Reese — recent post 231.3K
Mark Reese — recent post 330.8K
Mark Reese — recent post 423.6K
70SCORE
Views
Top 40%
Reach
Top 30%
Engagement
Top 40%
View profile
Rank 5
Grounded Life Retirement Travel

@groundedliferetirementtravel · 93.3K subscribers · $250–$750 / integration

Grounded Life Retirement Travel helps people make decisions about credit cards, points, travel and retirement, drawing on nine years of full-time slow travel after retiring in their 40s. Recent uploads cover premium card changes, IHG cards, flying business class with points, retiring abroad, affordable month-long stays, health insurance before Medicare and points devaluation.

Credit, Debt & Rewards Cards
24 uploads in the last 90 days0% Shorts
Grounded Life Retirement Travel — recent post 1174.2KBEST
Grounded Life Retirement Travel — recent post 266.5K
Grounded Life Retirement Travel — recent post 334.7K
Grounded Life Retirement Travel — recent post 427.5K
70SCORE
Views
Top 70%
Reach
Top 40%
Engagement
Top 30%
View profile
Rank 6
Consumer Debt Chit-Chat

@consumerdebtchitchat · 223K subscribers · $250–$500 / integration

Consumer Debt Chit-Chat is a commentary channel where the host applies his own history with credit card debt, bankruptcy and repossession to current consumer debt stories, Dave Ramsey content and student loan news. Recent uploads are reaction compilations of social-media clips of people asking for money, rent or car help, framed with 'beggar' titles.

Credit, Debt & Rewards Cards
50 uploads in the last 90 days0% Shorts
Consumer Debt Chit-Chat — recent post 133.5KBEST
Consumer Debt Chit-Chat — recent post 227.3K
Consumer Debt Chit-Chat — recent post 324.1K
Consumer Debt Chit-Chat — recent post 415K
68SCORE
Views
Top 80%
Reach
Top 70%
Engagement
Top 10%
View profile
Rank 7
Ben Hedges

@thecreditshifu · 236K subscribers · $500–$1.3K / integration

Ben Hedges, the Credit Shifu, started with credit cards and luxury travel and now also covers personal finance, crypto and self improvement. Recent uploads are news-style updates on Amex, Chase, Bilt, Southwest and Apple card changes, sign-up bonuses, lounges and rate changes, plus a review of the Revenued business card and Flexline.

Worked withRevenuedMonarchQuince
44 uploads in the last 90 days2% Shorts
Ben Hedges — recent post 174.3KBEST
Ben Hedges — recent post 269K
Ben Hedges — recent post 355.9K
Ben Hedges — recent post 449.6K
67SCORE
Views
Top 20%
Reach
Top 60%
Engagement
Top 70%
View profile
Rank 8
The Table With AO

@anthonyoneal · 1.1M subscribers · $250 / short

The Table With AO is hosted by Anthony O'Neal, bestselling author of Debt-Free Degree, and focuses on getting out of debt and building financial freedom. Recent videos cover budgeting when there is nothing left to cut, paying off debt in 18-24 months, mortgages and rate shopping, investing basics including stock and ETF ideas, leaving a job for a business, and paycheck withholding. The show mixes money advice with spiritual and relationship themes.

Credit, Debt & Rewards Cards
50 uploads in the last 90 days74% Shorts
The Table With AO — recent post 191.7KBEST
The Table With AO — recent post 249.4K
The Table With AO — recent post 348.7K
The Table With AO — recent post 438.1K
66SCORE
Views
Top 90%
Reach
Top 100%
Engagement
Top 1%
View profile
Rank 9
Debt Free Millennials

@debtfreemillennials · 117K subscribers · $500–$1K / integration

Debt Free Millennials is a San Diego, CA-based channel hosted by Justine, who paid off $35,000 in student loans on a $37,000 income and teaches debt payoff and spending control. Recent uploads include case-study videos on individuals' credit card and student loan debt, beginner budgeting, childcare costs, debt settlement, advisor fees, bank scams and net worth shares.

Worked withMonarchCIT BankChime
8 uploads in the last 90 days12% Shorts
Debt Free Millennials — recent post 154.2KBEST
Debt Free Millennials — recent post 227.3K
Debt Free Millennials — recent post 324K
Debt Free Millennials — recent post 412.8K
64SCORE
Views
Top 60%
Reach
Top 50%
Engagement
Top 50%
View profile
Rank 10
VANNtastic!

@vanntasticfinances · 443K subscribers · $250 / short

VANNtastic! is a debt-payoff channel built around velocity banking and using credit cards and bank lines for cash flow, with more than 1,600 videos. Recent uploads cover velocity banking basics, fast credit card payoff strategies, 0% cards and walk-throughs of attacking specific debt amounts, with encouraging, faith-based messaging. The creator states she is not a financial advisor.

Credit, Debt & Rewards Cards
50 uploads in the last 90 days54% Shorts
VANNtastic! — recent post 126.4KBEST
VANNtastic! — recent post 215.3K
VANNtastic! — recent post 314.6K
VANNtastic! — recent post 414.2K
61SCORE
Views
Top 100%
Reach
Top 90%
Engagement
Top 20%
View profile
Rank 11
John Liang

@johnsfinancetips · 657K subscribers · $750–$1.5K / integration

"You Don't Get What You Don't Ask For" I also make TikToks and IG Reels @johnsfinancetips Points Millionaire Real Estate Investor Tech Sales

Worked withAmazon
3 uploads in the last 90 days33% Shorts
John Liang — recent post 132.8KBEST
John Liang — recent post 219.1K
John Liang — recent post 33.5K
57SCORE
Views
Top 30%
Reach
Top 80%
Engagement
Top 100%
View profile

About credit, debt & rewards cards youtubers

Credit-score, debt-payoff and rewards-card creators: credit repair, balance transfers, points and travel hacking.

Each card shows followers, typical views, engagement rate, an estimated cost per integration and the Marble Score (0–100, blending reach, engagement and audience quality). The cost is a planning range worked out from the creator's typical views, not a quote. Open a profile for the public breakdown, or ask Marble to build a shortlist for your brief.

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Frequently asked questions

Start with the listings on this page — they're ranked by Marble Score, which weighs reach, engagement, and audience quality. Filter by platform and follower size to narrow the list, then run a tailored search in Marble to surface credit, debt & rewards cards creators matched to your exact brief.
Rates vary with audience size, engagement, and deliverable type. Across the credit, debt & rewards cards creators listed here, estimated rates span the ranges shown on each card. Each estimate is a planning range from the creator's typical views; Marble can price a specific campaign for you.
It depends on platform and audience size, but mid-single-digit percentages are typically strong for credit, debt & rewards cards. The creators listed here average 2.6%. Marble normalizes engagement against peers so you can spot genuine outperformers.
Yes. Use the location pages to narrow credit, debt & rewards cards creators to a state, city, or neighborhood, or combine niche and place — for example "Credit, Debt & Rewards Cards influencers in California" — to reach a local audience.
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